Fee Schedule
As a cooperative institution, Town & Country Federal Credit Union generally shares with all members the cost of providing individualized service to those who request it. Occasionally, situations arise which require a degree of personal service; the cost of which we feel should be an expense to the individual involved. Listed below are the fees and charges for those services. Fees are subject to change.
As of April 1, 2012
| Checking Account Fees | |
|---|---|
| Check Printing | Prices vary |
| Check Printing (members over 62) | No Charge |
| Non-Sufficient Funds Fee | $30.00 per item |
| Overdraft Fee | $30.00 per item |
| Stop Payment | $25.00 per item |
| Business Checking Fee | $7.00 per month |
| Copy of a Paid Check | $3.00 each |
| Automatic Transfers (max of 6) | $5.00 per item |
| Line of Credit Advance Fee | $5.00 per draw |
| Balancing Fee | $15.00 per hour |
| Non Magnetic Ink Handling Fee | $2.50 per item |
| Savings Account Fees | |
| Early Closing Fee (less than 6 mos.) | $25.00 |
| Below Minimum Balance Fee | $2.00 per month |
| Bill Pay | |
| Bill Pay | No Charge |
| Bill Payment Expedited Fee-Electronic | $5.00 |
| Bill Payment Expedited Fee-Check | $25.00 |
| Bill Pay Research Fee | $30.00 |
| TCPhone 24 | |
| 24 Hour Account Access | No Charge |
| TCBank@Home | |
| Home Banking | No Charge |
| VISA Check Card | |
| New Card | $3.00 per card |
| Replacement Card | $10.00 per card |
| Point of Sale Transactions | No Charge |
| Credit Union Owned ATM Fees | No Charge |
| SURF Alliance ATM Fees | No Charge |
| Transfers, Inquiries, Denials | No Charge |
| Foreign Owned ATM Fees | No Charge |
| Draft Retrieval | $15.00 |
| Gift Cards | |
| Card Fee | $3.95 per card |
| Monthly maintenance after 6 months | $2.95 |
| Lost/stolen card replacement fee | $10.00 |
| Shared Branching Non-Member Fees | |
| Excess Check Deposits (more than 5) | $0.25 each |
| Money Orders | $3.00 each |
| Corporate Checks | $3.00 each |
| Travel Money Card Fee | $9.95 per card |
| Travel Money Card Companion Card Fee | $3.95 per card |
| Travel Money Cards | |
| Card Fee | $9.95 per card |
| Card Companion Card Fee | $2.95 per card |
| Reload Fee | $3.50 per card |
| Wire Transfers | |
| Domestic | $20.00 each |
| Foreign | $40.00 each |
| Incoming Wire | $10.00 each |
| Safe Deposit Box Fees | |
| Annual Rental Rates: | |
| 3 x 5 Box | $40.00 |
| 5 x 5 Box | $50.00 |
| 3 x 10 Box | $60.00 |
| 5 x 10 Box | $80.00 |
| 10 x 10 Box | $100.00 |
| Lock Replacement | $200.00 |
| Other Fees | |
| Account History | $3.00 each |
| Checking Account Registers | No Charge |
| Checking Account Covers | No Charge |
| Copy of a Statement | No Charge |
| Corporate Checks | $3.00 each |
| Deposited Item Returned | $15.00 per item |
| Inactive Account Fee | $5.00 per month |
| Money Orders | $3.00 each |
| No Forwarding Address | $3.00 per month |
| Non-Member On-Us Check Cashing Fee | $3.00 each |
| Non-Member ATM Surcharge Fee | $2.00 each |
| Notary Public Service | No Charge |
| Photocopy Service | $0.20 per copy |
| Phone Transfer No Receipt | No Charge |
| Phone Transfer Mailed Receipt | $0.35 each |
| Research ($15 minimum) | $15.00 per hour |
| Skip a Payment Fee | $30.00 |
| Unclaimed Account Fee | $50.00 |
| Outstanding Corporate Check Fee (6 months+) | $25.00 |
