Home Equity Loans

Use the equity you've built in your home to fund improvements — or anything else! Expand, remodel, or finance any other needs that may arise — and you'll enjoy our competitively low rates with payments that fit your budget.

You'll love the possibilities of a Town & Country home equity loan — as well as the fast, friendly, Southern Maine service you'll receive. Apply today!

  • Utilize the equity you've built in your home as collateral
  • Competitively low rates
  • Fixed rate options
  • Flexible terms that fit your budget
  • Low to no closing costs
  • No annual fees or early cancellation penalties
  • Discounted loan rates with automatic payment
  • Borrow up to 85% of your home's value
  • Loans up to $250,000
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes - online or over the phone
  • Convenient online access
  • Refinancing available

View our rates.

Loan Protection

Protect yourself in the event of unforeseen circumstances with Loan Protection through Town & Country Federal Credit Union. Loan protection will help cancel or reduce repayments of debt at times when other things in life may take priority.

  • Loan protection in the event unforeseen circumstances should occur
  • Simple eligibility requirements
  • Enrollment is fast and easy
  • Add protection right over the phone
  • Available for consumer loans, home equity loans, and credit card debt

Let us help you find a program that fits your budget and financial needs. Learn more about the many benefits of loan protection.