Home Equity Loans

*Apply before August 31, 2014 and we will waive the appraisal fee.

With the warm weather upon us, now is a great time for a backyard makeover. Whether it is a new patio or deck, outdoor seating area or fire pit, you'll be ready with a Town & Country home equity loan.

Use the equity you've built in your home to fund any improvement. Expand, remodel, or finance any other needs that come up. You'll enjoy our competitively low rates with payments that fit your budget.

So, make this a summer to remember and apply today.

You'll love the possibilities.

*Fixed rate home equity loans are for a maximum term of 15 years. One free desktop appraisal included. Offer applies to owner-occupied 1-4 family residence. New home equity loans only. Rates and terms are subject to credit qualifications. Limited time offer.

  • Utilize the equity you've built in your home as collateral
  • Competitively low rates
  • Fixed rate options
  • Flexible terms that fit your budget
  • Low to no closing costs
  • No annual fees or early cancellation penalties
  • Discounted loan rates with automatic payment
  • Borrow up to 85% of your home's value
  • Loans up to $250,000
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes - online or over the phone
  • Convenient online access
  • Refinancing available

View our rates.

Loan Protection

Protect yourself in the event of unforeseen circumstances with Loan Protection through Town & Country Federal Credit Union. Loan protection will help cancel or reduce repayments of debt at times when other things in life may take priority.

  • Loan protection in the event unforeseen circumstances should occur
  • Simple eligibility requirements
  • Enrollment is fast and easy
  • Add protection right over the phone
  • Available for consumer loans, home equity loans, and credit card debt

Let us help you find a program that fits your budget and financial needs. Learn more about the many benefits of loan protection.