Home Equity Loans

*Apply now and pay no closing costs. For a limited time only.

If your family has out grown your house or the quirks of the place you once found charming are not so charming any more, a home equity loan from Town & Country can make your home improvement projects a reality.

Whether you want to remodel the kitchen, refresh a bath, add a room or repair damage from a harsh winter, we'll help you find the right home equity loan for you with flexible payments that will fit your budget.

So, make your home the place you love to be. Apply today.

  • Utilize the equity you've built in your home as collateral
  • Competitively low rates
  • Fixed rate options
  • Flexible terms that fit your budget
  • No annual fees or early cancellation penalties
  • Discounted loan rates with automatic payment
  • Borrow up to 85% of your home's value
  • Loans up to $250,000
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes - online or over the phone
  • Convenient online access
  • Refinancing available

View our rates.

*Fixed rate home equity loans are for a maximum term of 15 years. One free desktop appraisal included. Offer applies to owner-occupied 1-4 family residence. New home equity loans only. Rates and terms are subject to credit qualifications. Limited time offer.

Loan Protection

Protect yourself in the event of unforeseen circumstances with Loan Protection through Town & Country Federal Credit Union. Loan protection will help cancel or reduce repayments of debt at times when other things in life may take priority.

  • Loan protection in the event unforeseen circumstances should occur
  • Simple eligibility requirements
  • Enrollment is fast and easy
  • Add protection right over the phone
  • Available for consumer loans, home equity loans, and credit card debt

Let us help you find a program that fits your budget and financial needs. Learn more about the many benefits of loan protection.