Ditch the big bank and earn more at Town & Country where you're rewarded! With free Rewards Checking, you can earn a really high 3.01% APY* just for doing easy, everyday banking activities that you're probably already doing.
Plus, you'll get refunds on ATM fees, nationwide* -- even when you use big bank ATMs! No matter what, your account is always free, and there's no minimum balance to earn high rates. So which would you rather choose -- monthly service fees or rewards? So, what are you waiting for?
Qualifying for rewards is so easy, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Rewards Checking account each Monthly Qualification Cycle:
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base rate. Plus, you can get back to earning the higher rate and nationwide ATM fee refunds the very next month.
*APY=Annual Percentage Yield. APYs accurate as of 9/15/2013. Rates may change after account is opened. There's no minimum deposit to open. If qualifications are met each monthly qualification cycle: (1)Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2)balances up to $10,000 receive APY of 3.01%; and (3)balances over $10,000 earn 0.50% dividend rate on portion of balance over $10,000, resulting in 3.01% -0.50% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Fees may reduce earnings. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
How do I deposit money?
How do I access my money?
How do I check my balance?
What if I need to talk to someone at the institution?
What happens if I don't meet the qualifications during a monthly cycle?
How will I know if I meet the qualifications during each monthly qualification cycle?
Is Rewards Checking insured?
Is this too good to be true?
Is there a minimum balance to open a Rewards Checking account?
Is there a minimum balance to maintain or to earn rewards?
Do I still get checks with this account?
Yes, you still use checks as you would with any checking account. When you open your Free Rewards Checking account, talk to your member services representative about ordering checks.
Will I be reimbursed for my ATM transactions after each withdrawal or at the end of the statement cycle?
Whenever you meet the monthly cycle qualifications, your nationwide ATM fee refunds occur at the end of the qualification cycle (up to $25 per cycle).
*APY=Annual Percentage Yield