Loans

Home Equity Line of Credit

Life is good. Make it even better with a Home Equity Line of Credit. At Town & Country, we can help you turn the equity you've built in your home into an affordable and easily accessible line of credit for almost any personal need.

Whether it's for a fix-up project, a family vacation, or whatever life sends your way, you're always prepared with money that can be accessed at anytime. There's no re-application process necessary, and you only pay interest on the part used. Benefit from one of your greatest assets today.

Principal & Interest
  • Utilize the equity you've built in your home as collateral
  • Competitively low rates
  • Flexible terms that fit your budget
  • Regular payments made toward principal and interest
  • Pay only 1.5% per month on the unpaid loan balance as of the last time used
  • $10,000 minimum loan
  • Funds accessible at anytime
  • Reuse without reapplying
  • Only pay interest on the part used
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes - online, in person, or over the phone
  • Manage your account online

View our rates.

Interest Only

An Interest Only Home Equity Line of Credit allows you to pay less toward the beginning of the payment process. Then later on down the road, you will pay toward not only the interest, but the outstanding principal balance as well.

  • Utilize the equity you've built in your home as collateral
  • Excellent interest rates
  • Pay minimum interest payments for a set period, then full principal-and-interest payments for the rest of the term
  • At the end of the interest-only period, you will pay down the outstanding principal**
  • Flexible terms that fit your budget
  • Funds accessible at anytime
  • Reuse without reapplying
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes - online or over the phone
  • Manage your account online

**Your monthly payment is likely to increase at this point. 

Loan Protection

Protect yourself in the event of unforeseen circumstances with Loan Protection through Town & Country Federal Credit Union. Loan protection will help cancel or reduce repayments of debt at times when other things in life may take priority.

  • Loan protection in the event unforeseen circumstances should occur
  • Simple eligibility requirements
  • Enrollment is fast and easy
  • Add protection right over the phone
  • Available for consumer loans, home equity loans, and credit card debt

Let us help you find a program that fits your budget and financial needs. Learn more about the many benefits of loan protection.