Loans

Skip-A-Payment

When life happens and you need a little extra cash to get by, try skipping a monthly payment on one of your Town & Country loans.

It is a simple and convenient way to free up some cash when you need it the most.  Town & Country’s new self-service Skip-a-Payment program is now available year-round.  Just log in to your online banking account any time from your computer or laptop, click on the Skip-a-Payment from the menu bar, and follow the four easy steps to sign up. It is fast, easy and secure.

Here's How It Works

You can skip a loan payment on eligible Town & Country loans when it is convenient for you:

  • Choose to skip a loan payment any time of year
  • Self-service program—just log in to online banking
  • Skip up to two payments on eligible loans every 12 months
  • Skip a payment on multiple loans including auto and flex loans
  • Real estate loans and credit cards are not eligible
  • $30 participation fee
More Information

To qualify, a loan cannot be 30 days past due at the time of the Skip-a-Payment request. Interest will continue to accrue on unpaid balances through the skipped payment period. Real estate loans and credit cards are not eligible for the Skip-a-Payment service.

The $30 Skip-a-Payment participation fee can be deducted from your Town & Country checking or savings account or be added to the loan balance.