Refinance your auto loan with Town & Country and make no payments until 2027. Get a rate as low as 4.24% APR for 48 months.*
We can put you on the road with an auto loan that fits your budget. You can finance your new or used vehicle directly with us. We also have refinancing options without any speed bumps.
Imagine heading into the holiday season with no auto loan payments for the rest of 2026.
If your auto loan is with another lender, refinancing with Town & Country could get you a lower rate, a more manageable monthly payment, and some extra breathing room in your budget.
Refinance Now and Get:
- No payments until 2027*
- Rates as low as 4.24% APR for 48 months**
- The opportunity to lower your monthly payment
- Flexible financing designed to fit your budget
What Could You Do Without an Auto Loan Payment for 90 Days?
Use the extra room in your budget to get ahead on holiday expenses, pay down higher-interest debt, build your savings, or simply keep more money in your pocket.
And refinancing may be easier than you think.
Why Make the Switch to Town & Country?
When you refinance with us, you’ll also get:
- Terms up to 84 months
- Up to 120% financing available
- Discounted rates with qualifying Town & Country products and services
- Fast, local decision-making right here in Southern Maine
- An easy, straightforward application process
Don’t Make Another Auto Loan Payment in 2026.*
Refinance your existing car or truck loan
- Flexible terms that fit your budget
- A wide range of financing options available:
- Terms up to 84 months
- Up to 120% financing available
- Discounted loan rates with Town & Country products
- Easy application process
- Local, Southern Maine decision-making for faster approvals
- Personalized, friendly service from start to finish
Have questions about auto loan refinancing? Check out this article to learn more. Learn more about the full cost of owning a car here.
*Does not apply to existing TCFCU auto loans.
Buying a New or Used Car or Truck
Town & Country works with dozens of area dealers to provide convenient financing options. Next time you are at the dealership, let them know you want to finance your loan with Town & Country. Click here for a full list of all the dealers we work with.
With a Town & Country new or used auto loan, you’ll find:
- Great rates on new and used vehicles
- Flexible terms that fit your budget
- A wide range of financing options available:
- Terms up to 84 months
- Up to 120% financing available
- Discounted loan rates with Town & Country products
- Local, Southern Maine decision-making for faster approvals
Still have questions? Click here to book a consultation.
*Subject to Credit Approval. Certain restrictions apply. Equal Opportunity Lender. *Rate reflects .25% discount for relationship pricing. Rates are subject to change at anytime. Not everyone qualifies for as low as rate.
*No payment until 2027 offer applies to qualifying auto loans refinanced from another financial institution to Town & Country Federal Credit Union between October 1 and October 31, 2026. Offer is subject to credit approval and eligibility requirements. Interest will continue to accrue during the deferred payment period. Additional terms and conditions may apply. Membership eligibility required.
