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Recreation Loans in Maine
Finance Your Next Adventure with Town & Country Federal Credit Union

Whether you’re dreaming about weekends on Casco Bay, camping across New England, exploring Maine’s ATV trails, or preparing for winter with a snowmobile, Town & Country Federal Credit Union makes it easy to finance your next adventure.

Our Recreation Loans offer competitive rates, flexible repayment terms, affordable monthly payments, and local lending decisions so you can spend less time worrying about financing and more time enjoying the outdoors.

Recreation Loan Features

  • Competitive fixed interest rates
  • Financing available for new and used recreational vehicles
  • Flexible repayment terms
  • Affordable monthly payments
  • Pre-approvals available
  • Local decision making
  • Rate discounts available with qualifying services
  • Friendly lending experts
  • Apply online, by phone or in person

Recreation Loans for Every Adventure

Boat Loans

Enjoy more days on the water with financing for:

  • Fishing boats
  • Pontoon boats
  • Ski boats
  • Sailboats
  • Wake boats
  • Bass boats

Whether you’re buying your first boat or upgrading to something larger, our competitive rates help make ownership affordable.

RV & Motorhome Loans

Explore Maine and beyond.

At Town & Country we finance:

  • Class A Motorhomes
  • Class B Camper Vans
  • Class C Motorhomes
  • Travel Trailers
  • Fifth Wheels

Flexible loan terms can help keep your monthly payment affordable while giving your family years of adventure.

Camper Loans

Looking for weekend getaways?

We finance:

  • Pop-up campers
  • Travel trailers
  • Fifth wheels
  • Toy haulers
  • Teardrop campers

Whether you love state parks or cross-country road trips, we’ll help get you there.

ATV & Side-by-Side Loans

Explore thousands of miles of trails across Maine.

At Town & Country FCU we finance:

  • ATVs
  • Side-by-Sides (UTVs)
  • Utility Vehicles

Enjoy competitive financing before you head to the trails.

Jet Ski & Personal Watercraft Loans

Ready for summer fun?

Financing for:

  • Jet Skis
  • Sea-Doos
  • WaveRunners
  • Personal Watercraft

Spend more time making memories and less time worrying about payments.

Snowmobile Loans

Winter doesn’t slow down in Maine.

We Finance:

  • New snowmobiles
  • Used snowmobiles
  • Performance models
  • Touring models

Get ready before the first snowfall arrives.


Why Finance Your Recreation Vehicle with Town & Country?

Competitive Fixed Rates

Enjoy affordable financing designed to fit your budget.


Flexible Loan Terms

Choose repayment options that work for your financial goals.


Low Down Payment Options

Qualified borrowers may be able to finance with little money down.


Local Lending Decisions

Your loan is reviewed right here in Southern Maine—not across the country.


Fast Pre-Approvals

Know your budget before shopping.


Easy Online Application

Apply online in just minutes.



Recreation Loan FAQs

Can I finance a used boat?

Yes. We finance both new and used boats.

Can I refinance my current recreation loan?

Yes. Refinancing a recreation loan from a different lender may help lower your interest rate or monthly payment.

How much can I finance?

Loan amounts depend on the type of recreational vehicle, value, credit qualifications, and underwriting approval.

Can I get pre-approved?

Absolutely. A pre-approval helps you shop confidently and negotiate with dealers.

Can I finance an ATV or side-by-side?

Yes. We finance many types of recreational vehicles including ATVs and UTVs.

Can I apply online?

Yes. The online application only takes a few minutes.


Recreation Loan Rates

Competitive Rates Designed Around Your Budget

Our Recreation Loans feature:

  • Competitive fixed rates
  • Flexible repayment options
  • Affordable monthly payments
  • No hidden surprises
  • Local loan servicing
  • Rate discounts available with qualifying relationship services

Buying from a Dealer or a Private Seller?

No problem.

We finance recreational vehicles purchased from:

  • Dealerships
  • Private sellers
  • Individuals
  • Local sellers

Our lending specialists can walk you through every step of the purchase process.


Why Choose Town & Country FCU?

Instead of financing through a dealership, work with a local credit union that puts members first.

Benefits include:

  • Local loan experts
  • Personalized service
  • Fast approvals
  • Competitive financing
  • Convenient online application
  • Six Southern Maine branches

Your Next Adventure Starts Here

Whether you’re shopping for a boat, RV, camper, ATV, snowmobile, or Jet Ski, Town & Country can help make it happen.

Still have questions? Click here to book a consultation.


*Subject to Credit Approval. Certain restrictions apply. Equal Opportunity Lender.

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