Recreation Loans for Every Adventure
Boat Loans
Enjoy more days on the water with financing for:
- Fishing boats
- Pontoon boats
- Ski boats
- Sailboats
- Wake boats
- Bass boats
Whether you’re buying your first boat or upgrading to something larger, our competitive rates help make ownership affordable.
RV & Motorhome Loans
Explore Maine and beyond.
At Town & Country we finance:
- Class A Motorhomes
- Class B Camper Vans
- Class C Motorhomes
- Travel Trailers
- Fifth Wheels
Flexible loan terms can help keep your monthly payment affordable while giving your family years of adventure.
Camper Loans
Looking for weekend getaways?
We finance:
- Pop-up campers
- Travel trailers
- Fifth wheels
- Toy haulers
- Teardrop campers
Whether you love state parks or cross-country road trips, we’ll help get you there.
ATV & Side-by-Side Loans
Explore thousands of miles of trails across Maine.
At Town & Country FCU we finance:
- ATVs
- Side-by-Sides (UTVs)
- Utility Vehicles
Enjoy competitive financing before you head to the trails.
Jet Ski & Personal Watercraft Loans
Ready for summer fun?
Financing for:
- Jet Skis
- Sea-Doos
- WaveRunners
- Personal Watercraft
Spend more time making memories and less time worrying about payments.
Snowmobile Loans
Winter doesn’t slow down in Maine.
We Finance:
- New snowmobiles
- Used snowmobiles
- Performance models
- Touring models
Get ready before the first snowfall arrives.
Why Finance Your Recreation Vehicle with Town & Country?
Competitive Fixed Rates
Enjoy affordable financing designed to fit your budget.
Flexible Loan Terms
Choose repayment options that work for your financial goals.
Low Down Payment Options
Qualified borrowers may be able to finance with little money down.
Local Lending Decisions
Your loan is reviewed right here in Southern Maine—not across the country.
Fast Pre-Approvals
Know your budget before shopping.
Easy Online Application
Apply online in just minutes.
Recreation Loan FAQs
Yes. We finance both new and used boats.
Yes. Refinancing a recreation loan from a different lender may help lower your interest rate or monthly payment.
Loan amounts depend on the type of recreational vehicle, value, credit qualifications, and underwriting approval.
Absolutely. A pre-approval helps you shop confidently and negotiate with dealers.
Yes. We finance many types of recreational vehicles including ATVs and UTVs.
Yes. The online application only takes a few minutes.
Recreation Loan Rates
Competitive Rates Designed Around Your Budget
Our Recreation Loans feature:
- Competitive fixed rates
- Flexible repayment options
- Affordable monthly payments
- No hidden surprises
- Local loan servicing
- Rate discounts available with qualifying relationship services
Buying from a Dealer or a Private Seller?
No problem.
We finance recreational vehicles purchased from:
- Dealerships
- Private sellers
- Individuals
- Local sellers
Our lending specialists can walk you through every step of the purchase process.
Why Choose Town & Country FCU?
Instead of financing through a dealership, work with a local credit union that puts members first.
Benefits include:
- Local loan experts
- Personalized service
- Fast approvals
- Competitive financing
- Convenient online application
- Six Southern Maine branches
Your Next Adventure Starts Here
Whether you’re shopping for a boat, RV, camper, ATV, snowmobile, or Jet Ski, Town & Country can help make it happen.
Still have questions? Click here to book a consultation.
*Subject to Credit Approval. Certain restrictions apply. Equal Opportunity Lender.