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    For turning dream homes into real homes

Your new home process starts here

Voted Maine’s Best Home Mortgage Lender two years in a row!

SPECIAL OFFER: $1,000 LENDER CREDIT TO USE TOWARDS YOUR DOWNPAYMENT OR CLOSING COSTS

Applying online is as easy as 1-2-3

  • Apply now and complete the application in as little as 20 minutes.
  • Your information will be reviewed for approval.
  • A Town & Country Mortgage Lending Specialist will follow up to answer any questions you might have.
Our goal is to provide our members with great local service and competitive rates. Our Mortgage Lending Specialists are only a phone call away if you need help. You can contact us at (800)649-3495

Online Mortgage Application

  • Get approved in minutes not weeks.
  • Easy application process and local decision making.
  • Competitive rates and flexible terms to meet your needs.

Mortgage Calculators

  • How much would my monthly payment be?
  • Can I save money by refinancing now?
  • Use our calculators to help you make your decision.

Rate Watch

  • Sign up to have rate notifications e-mailed to you.
  • Receive an email when your desired rate becomes available. Rates can be emailed daily, weekly, or monthly.

Contact Us


*Rate subject to change without notice based on market. $1,000 lender credit applies to loan applications taken between May 20, 2024 – July 15, 2024.  A 30-year fixed-rate mortgage of $320,000 at 6.699% APR results in a monthly principal & interest payment of $2,049 and total closing costs of $4,155 before the lender credit is applied. This scenario assumes a purchase price of $400,000 and transfer tax of $880 to the State of Maine. Prepaid interest, real estate tax prorations and insurance(s) are not included in closing costs and will vary for each loan. Other costs may be incurred as needed to satisfy loan requirements or as optional costs for services selected by the borrower. Town & Country Federal Credit Union does not charge an application fee and loan costs will not be charged unless they are incurred.

Come experience what we can do for you

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