Visa® Rewards Credit Card

Earn points on every purchase you make with our Visa® Rewards credit card. Spend a dollar, earn a point —  it’s really that simple. Then redeem points for valuable rewards such as merchandise, travel, gift cards and more. Enjoy great rates with no annual fees. It is easy to manage your credit card account through online banking: view activity, make payments and redeem points.

  • Enjoy 5,000 bonus points with your first purchase*
  • Earn a point for every dollar spent
  • Redeem points for travel, gift cards, merchandise and more
  • Great rates
  • No annual fees
  • No balance transfer fee
  • Conveniently manage your card account through our online banking:
    • View account activity
    • Make card payments
    • Redeem points
  • You may be eligible for debt protection with Loan Protection Plus
  • Easily replaced if lost or stolen
  • Local, personalized service
  • Benefits include travel accident insurance, auto rental insurance and Visa® zero liability fraud protection

Download Credit Card Disclosure [PDF] 

Sign up for transaction alerts on your Visa Rewards credit card

*Available to new Town & Country credit card holders only

Platinum Visa® Credit Card

Carrying too many credit cards in your wallet? Consolidate your existing balances into a Town & Country Visa to simplify your life and payoff your debt faster. Town & Country's Visa credit card is convenient and affordable thanks to no balance transfer fees and great rates.

  • Make purchases virtually anytime, anywhere
  • Great rates
  • Platinum Visa
  • No balance transfer fees
  • No annual fees
  • No cash advance fees
  • Flexible credit limits
  • Personalized local service
  • You may be eligible for debt protection with Loan Protection Plus
  • Manage your card with online banking--view account activity and make payments
  • Easily replaced if lost or stolen
  • Benefits include travel accident insurance, auto rental insurance and Visa zero liability fraud protection

Download Credit Card Disclosure [PDF]

Sign up for transaction alerts on your Visa Platinum credit card

Secured Visa® Credit Card

If you are looking to open your first credit card in order to establish credit, or need to rebuild your credit after tough financial times, Town & Country's Secured Visa® credit card is a great option. With our Secured Visa®, you'll enjoy great rates as well as no balance transfer fees, cash advance fees or annual fees.

  • Improve your credit score
  • Great rates
  • No annual fees
  • No balance transfer fees
  • No cash advance fees
  • Flexible credit limits
  • Credit limit secured by funds in savings
  • Easily replaced if lost or stolen
  • Local personalized service
  • Debt protection is available through Loan Protection Plus
  • Manage your card with online banking--view account activity and make payments
  • Benefits include travel accident insurance and auto rental insurance
  • Visa zero liability fraud protection available

Download Credit Card Disclosure [PDF]

Sign up for transaction alerts on your Secured Visa credit card

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Platinum Visa Credit Card

  • Includes chip technology for enhanced security and protection
  • Simple. Convenient. Local.
  • Rates as low as 8.90% APR*
  • Introductory rate as low as 3.90% APR*
  • No annual fees
  • No balance transfer fee
  • No cash advance fees
  • Manage your credit card through online banking
  • Local personalized service 
Apply Now

Rewards Visa Credit Card

  • Includes chip technology for enhanced security and protection
  • Earn 1 point for every dollar spent
  • Rates as low as 10.90% APR*
  • Introductory rate as low as 3.90% APR*
  • No annual fees
  • No balance transfer fee
  • Manage your card and redeem points online
  • Points can be redeemed for merchandise, travel, entertainment, gift cards, statement credits and more 

Reward Examples: 

3,500 points = $25 gift card
6,500 points = $50 gift card

Apply Now

Secured Visa Credit Card

  • Includes chip technology for enhanced security and protection
  • Perfect way to build or rebuild credit
  • Rates as low as 8.90% APR*
  • No annual fees
  • No balance transfer fee
  • No cash advance fees
  • Manage your credit card through online banking
  • Local personalized service
  • Credit limit secured by funds in savings
Apply Now

Loan Protection

Protect yourself in the event of unforeseen circumstances with Town & Country's Loan Protection Plus program. Loan protection will help cancel or reduce repayments of debt at times when other things in life may take priority.

  • Loan protection in the event unforeseen circumstances should occur
  • Simple eligibility requirements
  • Enrollment is fast and easy
  • Add protection right over the phone
  • Available for consumer loans, home equity loans, and credit card debt 

Let us help you find a program that fits your budget and financial needs. 

Learn more about the many benefits of loan protection.

Verified By Visa®

If you enjoy shopping online, you'll have added security with Verified by Visa®. It's a free service that protects your existing Visa® card with a personal password, giving you reassurance that only you can use your card online.