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Refer a friend to open a Town & Country Checking Account and we’ll give you a $100 gift card*

The saying may go, “It’s better to give than to receive,” but at Town & Country you can do both.

With our ‘Local Referring Local’ program, you receive a $100 gift card to the local business of your choice (must be headquartered in Cumberland or York County), AND the new member you referred also receives a $100 gift card to the local business of their choice.

As a Town & Country member-owner, you already know the benefits of being with us including better rates, lower and fewer fees, awesome technology, convenience and local decisions, service, and support. Share the benefits with others by referring a family member, friend, co-worker, neighbor, or anyone else, and receive a $100 gift card that supports one of your favorite local businesses.

to Refer a Friend This January

Looking for an easy way to start 2026 on a winning note? We’ve got $260 great reasons to spread the word about Town & Country Federal Credit Union.

For the month of January 2026, every new member you refer gives you a chance to win a $260 Visa® Gift Card—and the more friends, family members, or coworkers you refer, the more entries you earn. There’s no limit, so keep them coming!

Here’s how it works:

  • Refer a new member between January 1 and January 31, 2026
  • Each successful referral earns you one entry to win a $260 Visa® Gift Card
  • Refer multiple new members = multiple chances to win

But that’s not all…

As a thank-you for sharing the Town & Country experience:

  • You receive a $100 gift card to a local business of your choice
  • Your referred new member also receives a $100 gift card to a local business of their choice

That means everyone wins—while also supporting local businesses in our community.

  • Promotion applies to new member referrals only. New members must open a Rewards Checking Account
  • Referrals must join between January 1–31, 2026
  • No purchase necessary
  • Gift card incentives subject to program terms and conditions
  • Offer may be withdrawn at any time without notice

Helping friends discover better banking has its rewards. This January, refer new members to Town & Country FCU and you could kick off 2026 with local love, extra cash, and $260 reasons to smile.

Refer up to 5 new members annually and you could earn $500 in gift cards:


*TOWN & COUNTRY FEDERAL CREDIT UNION RESERVES THE RIGHT TO WITHDRAW THIS OFFER AT ANY TIME. OTHER TERMS AND CONDITIONS MAY APPLY. OFFER OF A $100 GIFT CARD APPLIES TO REFERRAL OF NEW MEMBERS AGES 15 AND OVER ONLY. TOWN & COUNTRY MUST BE NOTIFIED OF THE REFERAL WITHIN THE FIRST 90 DAYS OF THE NEW ACCOUNT OPENING.  NEW MEMBER MUST OPEN A CHECKING ACCOUNT AND HAVE AT LEAST ONE DIRECT DEPOSIT WITHIN THE FIRST 90 DAYS.  CURRENT MEMBER MUST BE IN GOOD STANDING. 

IN SUPPLYING THE INFORMATION ABOVE YOU AGREE AND UNDERSTAND THAT TOWN & COUNTRY FCU WILL SEND AN EMAIL TO THE PERSON YOU REFERRED. REFERRAL MUST BE FROM A CURRENT TOWN & COUNTRY FCU MEMBER TO A NON-TOWN & COUNTRY FCU MEMBER WHO OPENS A CHECKING ACCOUNT. ACCOUNT MUST BE OPEN FOR 90 DAYS TO QUALIFY FOR $100 GIFT CARD.

GIFT CARDS MAY BE SELECTED BY MEMBERS BUT MUST BE SELECTED TO A BUSINESS LOCATED IN CUMBERLAND OR YORK COUNTY.

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