Whether you have questions about your money today, are dealing with an unexpected challenge, or planning your next financial goal, Town & Country’s Blog offers information and ideas to help answer your questions or inspire your next step.
- Budget: Put your money to work with income, spending and savings plans to help reach your financial goals.
- Borrow: Tips to help you make the best possible decisions when it comes to borrowing, managing debt, your credit score and more.
- Home: Information about all things that create your ideal home including buying, renting, decorating, moving and more.
- Protect: Information to help you guard your hard-earned money and financial life.
- Relationships: Ideas to make the most of your money in every phase of your life with the people who matter most
The Pros and Cons of a Personal Loan: What to Consider
If you need cash, a personal loan may be a good option. A personal loan can also be a good alternative to using the equity in your home or a credit card to finance some expenses, in certain...
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Certificate or Money Market – Finding the Right Savings Option for You
When building your savings, it is important to choose an account that offers a competitive interest rate to best grow your money, but also one that will allow you to access your funds should you need to. Money...
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10 Ways to Save During the Summer
Summer is a fun time of year, but it can also be expensive. While a summer vacation may be at the top of the list, it is not the only expense people have to plan for. Add in...
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Celebrating (Financial) Independence
Ready to start your journey to financial independence? It might be easier than you think. Here are a few steps to get you started: 1. Spend less than you make — habitually. Yes, this might sound like a...
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10 Ways to Help Save on Summer Vacation Travel
If you’re planning that much-needed summer vacation, you may have noticed the prices of just about everything travel related -- hotels and vacation rentals, airfare, car rentals -- are on the rise. Depending on where you plan to...
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Mortgages 101: Getting Started on The Path to Homeownership
When you embark on the search for a new home, you may think you know the steps to take: read the listings, visit some open houses, sign on with a realtor, make an offer. In fact, there’s a...
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What You Need to Know If You’re Thinking About Buying Your First Home
Buying a home can be exhilarating and liberating. For many, it signifies the realization of the American dream. It can also be daunting or scary, with buyers likely taking on the largest debt of their lifetimes. Becoming a...
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Mortgage Insurance – How it Works and When You Need It
Mortgage insurance has two main benefits. It can help you qualify for a home loan you might not otherwise be able to get and helps protect or lower the risk to the lender for making a loan to...
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What Is an Escrow Account?
When you close on a mortgage, Town & Country Federal Credit Union may set up an escrow account where part of your monthly loan payment is deposited to cover some of the costs associated with home ownership. The...
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10 Reasons Your Budget Might Not Be Effective (YET!)
Have you ever started a personal budget only to find after a few months that you have lost interest, or it is not working for you anymore? You are not alone. It happens to a lot of people...
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