Although we celebrate and appreciate our nearly 40,000 member-owners throughout the entire year, we try to ‘serve’ up special opportunities to appreciate our members. With summer on the horizon, Town […]
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An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway.
We offer two different ways to cover your overdrafts:
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions unless you authorize us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authroize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, you may complete the form below.