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July 01, 2025

Unlock the Value in Your Home

Why a Home Equity Loan from Town & Country FCU is a Smart Move

Summer is a season of possibilities — and so is your home’s equity. Whether you’re planning a home improvement project, consolidating debt, covering tuition, or funding a major purchase, a Home Equity Loan from Town & Country Federal Credit Union offers the financial flexibility you need with the trusted support you deserve.

At Town & Country, we believe in helping our members make the most of what they already have. That’s why our Home Equity Loans are designed with low fixed rates, predictable monthly payments, and no hidden fees — making them one of the most cost-effective financing options available today. Unlike variable-rate loans or credit cards that can fluctuate and surprise you, our Home Equity Loans provide stability and peace of mind.

Here’s why a Home Equity Loan from Town & Country stands out:

  • Flexible Terms: Choose a repayment term that fits your financial situation. Whether you want to pay off your loan quickly or stretch it out over time, we work with you.
  • Local Lending Decisions: When you borrow from Town & Country, you’re working with a local team that knows and cares about our Maine communities. Decisions are made locally, quickly, and with your best interest in mind.
  • No annual fees or early cancellation penalties
  • Borrow up to 90% of your home’s value
  • Home Equity Loans up to $500,000
  • Lines of Credit are also available

Many of our members are already putting their equity to work — from finishing basements and updating kitchens to helping with college costs or planning dream vacations. The value built in your home is more than just an asset on paper — it’s a powerful tool to help you reach your financial goals.

Apply online, stop by any branch, or call us today to explore how a Home Equity Loan from Town & Country can work for you. With smart financing, local expertise, and people who truly care — there’s no better time to unlock the potential in your home.

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