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  • Home Equity
    For Making the Most of Life

Don’t miss out on Maine’s Best Home Equity Loan Rate. 

As low as 4.74% APR for a 10-year Fixed Home Equity Loan.

Opportunity Is Knocking! It’s your Home’s Equity!

Maine’s Best Home Equity Loan lives at Town & Country Federal Credit Union. Take advantage of increasing home values without having to refinance. Right now, we are offering a 10-year Fixed Home Equity Loan special rate as low as 4.74% APR. Whether you want to remodel the kitchen, refresh a bath, add a room, improve your home’s energy efficiency with a new heat pump or install that generator you have been thinking about before the next Maine winter rolls around, consolidating debt into one, affordable payment, or accessing cash to do ‘whatever’, we have the right home equity loan for you with a special low rate to fit your budget.  So go ahead and dream big, Town & Country FCU’s Home Equity Loan is here to help. 

With Maine’s best 10-year Fixed Home Equity Loan you’ll enjoy:

  • No annual fees or early payoff penalties

  • Borrow up to 90% of your home’s value
  • Loans up to $500,000
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes – by phone, online or at a branch
  • Convenient online account access

Know how much you plan to borrow?

Click here to use our Personal Loan Calculator to determine the monthly payment on your 10-year Fixed Rate Home Equity Loan.

If you think the Home Equity Loan rate special is great, learn more by checking out our top blog posts about Home Equity loans:

Six Ways to Maximize Your Home’s Equity Now.

Home Equity Loans Become a Popular Alternative with Rising Mortgage Rates.

10 Home Improvements that Pay Off.


Still have questions about a home equity loan with Town & Country FCU? Click here to book a consultation or fill out the form below and we will contact you.

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Annual Percentage Rates (APR) range from 4.74% Minimum APR to 10.24% Maximum APR based on creditworthiness at time of application. The APR is the cost of credit as a yearly rate.  For example: a 10 year $10,000 loan with 4.74% APR has 120 scheduled monthly payments of $104.77 The estimated total cost of the loan in this example would be $12,571.41. 

The term, amount and APR of any loan we offer to you will depend on your credit score, income, debt payment obligations, loan amount, credit history and other factors. If offered, your loan agreement will contain specific terms and conditions. Proceeds from the personal loan will be paid out on the day the loan is closed and will be fully disbursed to the agreed upon parties.

Town & Country FCU loans can be repaid at any time without penalty. 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Town & Country FCU does not sell personal loans to a third-party lender.

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