Message from Dave Libby, President and CEO
October is National Co-op Month, a great time to celebrate the power of cooperatives and the difference our members make simply by choosing Town & Country Federal Credit Union for their financial needs.
I believe Town & Country is an extra special cooperative because our commitment to our members goes well beyond banking. We’re a member-owned financial cooperative with deep local roots and a genuine commitment to making our communities stronger. The credit unions success is measured by the value we deliver to our members, and the results speak for themselves. In 2025, Town & Country members saved more than $15 million simply by being members of the credit union. That’s more than $15 million staying in the pockets of local individuals and families, helping them manage everyday expenses, save for the future and reach their financial goals.
Here are just a few benefits of being a member of Town & Country:
- Lower and fewer fees: More of your money stays where it belongs — with you.
- Better rates on loans: Whether you’re financing a car, buying a home or consolidating debt, competitive rates can help you save.
- Better rates on savings: Your money can work harder as you build savings and plan for the future.
But what makes our cooperative even more special is that the value we create doesn’t stop with our members. When you use Town & Country for your checking, savings, loans and other financial needs, you help strengthen our cooperative and allow us to continue delivering meaningful value. And when you encourage family, friends and neighbors to join, you help extend those benefits to even more people in our communities.
That’s Local Helping Local in action. It’s the spirit behind our commitment to supporting local organizations, investing in our communities and helping our neighbors thrive. Every member who chooses Town & Country becomes part of something bigger — a cooperative that puts local people and local communities first.
This Cooperative Month, I encourage you to take advantage of all Town & Country has to offer you and spread the word about the benefits of membership. The more our members participate, the more we can accomplish together.
Thank you for being a member-owner of Town & Country Federal Credit Union. I’m proud of the value we deliver and the difference we make together. After all, when our members and communities do better, we all do better!
Dave