Loan Protection Plus

Life events can take you by surprise. Protect your loans with debt protection and feel good about being prepared for the unexpected. Town & Country’s Loan Protection Plus is a voluntary, loan payment protection product.

If a protected life event occurs, Loan Protection Plus will cancel or reduce the repayment of your loan debt — lessening your financial concern during a time when other things may take priority.

  • Loan protection in the event unforeseen circumstances should occur
  • Cancel or reduce outstanding payment of debt
  • Programs fit for every budget
  • Simple eligibility requirements
  • Enrollment is fast and easy
  • Add protection right over the phone
  • Available for consumer loans, home equity loans, and credit card debt

Mechanical Repair Coverage

Mechanical Repair Coverage helps pay for covered repairs on your car when an unexpected breakdown occurs. Our program is similar to the auto dealers' warranty programs but costs much less.

For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds, or even thousands, of dollars. With many different levels to choose from, you can select your ideal amount of coverage and benefit from the added peace of mind.

  • Coverage in the event of a mechanical breakdown
  • Added peace of mind
  • Low premiums
  • Alleviate a wide range of breakdown-related complications:
    • Towing
    • Road service
    • Rental
    • Trip interruption
    • Lost key/lockout
    • Tire

Home and Auto Insurance

Town & Country wants our members to enjoy their lives to the fullest. That's why we have enlisted our partners, Equinox Financial & Insurance Services, Inc., to offer auto and homeowners insurance for you and your family.

As a member of the credit union, you will receive special group discounts and personalized, local service you can trust. We are dedicated to helping Mainers in all aspects of their life. Let us help you protect your family and important assets.

Learn more about Equinox by visiting them online or calling (800) 611-0345.

Guaranteed Auto Protection

Guaranteed Auto Protection (GAP) is low-cost coverage that protects the difference between what you owe and what the insurance company pays in the event your car is totaled. You’ll also receive  up to $1,000 toward a replacement vehicle.

There's no red tape and no hassles — you can easily apply as you finance your next vehicle. And for your convenience, GAP can easily be rolled into your monthly loan payment. Protect yourself, your family, and your credit with GAP Insurance.

  • Coverage in the event of a totaled vehicle
  • Cover the difference between what you owe and the insurance company pays
  • Avoid making payments on a vehicle that's damaged beyond repair
  • Receive up to $1,000 toward the down payment of your replacement vehicle
  • Added peace of mind
  • Competitively low rates
  • No underwriting
  • Easy application process—apply as you finance your next vehicle
  • Fee can be rolled into monthly payments