Line of Credit

You’ve built a good life in your home. Make it even better with a Home Equity Line of Credit (HELOC). At Town & Country, we can help you turn the equity you’ve built in your home into an affordable and easily accessible line of credit for almost any personal need.

Whether it's for a fix-up project, a family vacation or whatever life sends your way, you're always prepared with money that can be accessed at any time. There's no re-application process necessary, and you only pay interest on the part used. Benefit from one of your greatest assets today – your home with a Town & Country Home Equity Line of Credit. We’ve got options so unlock the one that fits your budget.

Home Equity Line of Credit: Principal & Interest

  • Utilize the equity you've built in your home as collateral
  • Competitively low rates
  • Regular payments made toward principal and interest
  • Pay only 1.5% per month on the unpaid loan balance as of the last time used
  • Funds accessible at anytime
  • Reuse without reapplying
  • Only pay interest on the part used
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes - online, in person, or over the phone
  • Manage your account online

Home Equity Line of Credit: Interest Only 

An Interest Only Home Equity Line of Credit allows you to pay less toward the beginning of the payment process. Then later on down the road, you will pay toward not only the interest, but the outstanding principal balance as well. 

  • Utilize the equity you've built in your home as collateral
  • Excellent interest rates
  • Pay minimum interest payments
  • Funds accessible at anytime
  • Reuse without reapplying
  • Local, Southern Maine decision-making for faster approvals
  • Personalized, friendly service from start to finish
  • Apply in just minutes – by phone, in branch or online
  • Manage your account online
Apply Now