Your new home process starts here

When you start shopping for your next home choose a local lender who knows your neighborhood. Looking to tap into your homes equity or refinance to a lower mortgage rate? We offer competitive, low-rate mortgages with flexible terms to fit your budget, whether you’re in the market for a first home or vacation home, a small condo or more square feet.

Applying online is as easy as 1-2-3.

  • Apply now and complete the application in as little as 20 minutes.
  • Your information will be reviewed for approval.
  • A Town & Country Mortgage Lending Specialist will follow up to answer any questions you might have.

Our goal is to provide our members with great local service and competitive rates. Our Mortgage Lending Specialists are only a phone call away if you need help. You can contact us at (800)649-3495.

Online Mortgage Application

  • Get approved in minutes not weeks.
  • Easy application process and local decision making.
  • Competitive rates and flexible terms to meet your needs.
Apply Now

Meet Our Team

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Mortgage Calculators

  • How much would my monthly payment be?
  • Can I save money by refinancing now?
  • Use our calculators to help you make your decision.
Try Them

Rate Watch 

  • Sign up to have rate notifications e-mailed to you. 
  •  Receive an email when your desired rate becomes available. Rates can be emailed daily, weekly, or monthly. 
  • Check rates

Home buying resources

What You Need to Know If You’re Thinking About Buying Your First Home

Mortgage Insurance - How it works and when you need it

What is an Escrow Account?

Still have questions about a mortgage with Town & Country FCU? 

Let us know and we will reach out to answer all your questions.

Come experience what we can do for you.