Consumer Loans Rates
Rates as of April 1, 2024.
APY = Annual Percentage Yield.
Fees may reduce earnings.
New Vehicle Loans
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 48 Months
|
5.74%*
|
|
49 to 63 Months
|
6.24%*
|
|
64 to 75 Months
|
6.74%*
|
*Rate reflects .25% discount for relationship pricing
Used Vehicle Loans
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 48 Months
|
5.99%*
|
|
49 to 63 Months
|
6.49%*
|
|
64 to 75 Months
|
6.99%*
|
*Rate reflects .25% discount for relationship pricing
Personal Flex Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 36 Months |
10.99%*
|
|
Up to 60 Months |
11.99%*
|
|
Up to 84 Months |
12.99%*
|
*Rate reflects .25% discount for relationship pricing
Crisis Assistance Relief Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 36 Months
|
3.99%
|
Tax Relief Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 12 Months
|
6.99%
|
Home Accessibility Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 60 Months
|
6.00%
|
Holiday Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 12 Months
|
7.99%
|
Pet Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 36 Months
|
7.99%
|
Visa Credit Cards
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Visa Credit Card
|
Introductory rates as low as 3.90%*
|
|
Visa Credit Card
|
Standard rates as low as 8.90%*
|
|
Visa Rewards Credit Card
|
Introductory rates as low as 3.90%*
|
|
Visa Rewards Credit Card
|
Standard rates as low as 10.90%*
|
Small Recreational Vehicle Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 48 Months
|
5.74%* |
|
49 to 63 Months
|
6.24%* |
|
64 to 75 Months
|
6.74%* |
|
76 to 84 Months
|
8.24%* |
|
85 to 96 Months
|
8.74%* |
*Rate reflects .25% discount for relationship pricing
Large Recreational Vehicle Loan
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Up to 48 Months
|
5.99%* |
|
49 to 63 Months
|
6.49%* |
|
64 to 75 Months
|
6.99%* |
|
76 to 84 Months
|
8.49%* |
|
85 to 96 Months
|
8.99%* |
|
97 to 144 Months
|
9.49%* |
*Rate reflects .25% discount for relationship pricing
Other Loans
| Terms | *Annual Percentage Rate As Low As |
|---|---|
|
Share and Certificate Secured Loans
|
Rate + 3.50%*
|
|
Heating Fuel Loan (12 months) $5,000 maximum
|
5.99%
|
|
Credit Starter Loan (36 months) $2,000 maximum
|
8.99%
|
*Rate reflects .25% discount for relationship pricing
