Consumer Loan Rates

Rates as of October 1, 2023.
APY = Annual Percentage Yield.
Fees may reduce earnings.

New Vehicle Loans

Terms	*Annual Percentage Rate As Low As
Up to 48 Months	5.24%*
49 to 63 Months	5.74%*
64 to 75 Months	6.24%*

*Rate reflects .25% discount for relationship pricing

Terms	*Annual Percentage Rate As Low As
Up to 48 Months	5.49%*
49 to 63 Months	5.99%*
64 to 75 Months	6.49%*

*Rate reflects .25% discount for relationship pricing

Terms	*Annual Percentage Rate As Low As
Up to 36 Months	10.24%*
Up to 60 Months	11.24%*
Up to 84 Months	12.24%*

*Rate reflects .25% discount for relationship pricing

Term	*Annual Percentage Rate
Up to 36 Months	3.99%

Term	*Annual Percentage Rate
Up to 12 months	6.99%

Term	*Annual Percentage Rate
up to 60 months	6.00%

Term	*Annual Percentage Rate
up to 12 months	7.99%

Term	*Annual Percentage Rate
up to 36 months	7.99%

Terms	*Annual Percentage Rate As Low As
Visa Credit Card	Introductory rates as low as 3.90%*
Visa Credit Card	Standard rates as low as 8.90%*
Visa Rewards Credit Card	Introductory rates as low as 3.90%*
Visa Rewards Credit Card	Standard rates as low as 10.90%*

Terms	*Annual Percentage Rate As Low As
Up to 48 Months	6.24%*
49 to 63 Months	6.74%*
64 to 75 Months	7.24%*
76 to 84 Months	8.74%*
85 to 96 Months	9.24%*

*Rate reflects .25% discount for relationship pricing

Terms	*Annual Percentage Rate As Low As
Up to 48 Months	6.49%*
49 to 63 Months	6.99%*
64 to 75 Months	7.49%*
76 to 84 Months	8.99%*
85 to 96 Months	9.49%*
97 to 144 Months	9.99%*

*Rate reflects .25% discount for relationship pricing

Loan	*Annual Percentage Rate As Low As
Share and Certificate Secured Loans	Rate + 3.50%*
Heating Fuel Loan (12 months) $5,000 maximum	5.99%
Credit Starter Loan (36 months) $2,000 maximum	8.99%

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