For whatever the future holds

Qualifications 

To earn your rewards, simply do the following transactions and activities in your checking account each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Have at least 1 automatic payment or direct deposit post and settle
• Be enrolled and receive eStatements notice

*APY=Annual Percentage Yield. APYs accurate as of 11/01/2022. Rates may change after account is opened. There's no minimum deposit to open. If qualifications are met each monthly qualification cycle: (1)Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2)balances up to $10,000 receive APY of 2.25%; and (3)balances over $10,000 earn 0.25% dividend rate on portion of balance over $10,000, resulting in 2.25% -0.25% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Fees may reduce earnings. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

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