Colder weather is coming and, when the temperature drops, energy bills can rise quickly. If you’re looking for ways to manage higher heating and energy costs this season, you don’t have to figure it out alone.
At Town & Country Federal Credit Union, we believe the right financial solution starts with a conversation. Our team can sit down with you one-on-one to understand your situation, talk through your options and help you find a solution that fits your budget.
Here are a few options to consider:
Personal Loan — $500 to $100,000
A Personal Loan can provide flexibility when you need extra funds for heating costs, unexpected expenses, home repairs or other needs. Borrow as little as $500 or up to $100,000 at rates that can keep your warm without freezing your finances.
Home Equity Line of Credit (HELOC)
If you have equity in your home, a HELOC can provide access to funds when you need them. It can be used for energy-related expenses, home improvements, consolidating higher-interest debt or other larger expenses. Ask us about our HELOC options, including fixed-rate choices.
Plan Ahead for Winter Expenses
Sometimes the best solution is simply making a plan before the biggest bills arrive. A Town & Country team member can help you look at your budget, savings, existing loans and upcoming expenses to determine which option may make the most sense for you.
Take Advantage of Local Savings
We’re also proud to partner with Rinaldi Energy to help Town & Country members save on heating costs. Members who switch to Rinaldi Energy can receive an exclusive $25 off their first delivery when calling in, or $50 off when enrolling in automatic delivery, plus 5¢ off every future heating oil or kerosene delivery for the life of the account. To learn more, click here and use discount code TCFCU5.
Let’s Talk
There’s no one-size-fits-all answer when it comes to managing energy costs. That’s why we take the time to have real conversations with our members.
Whether you need a little extra room in your budget, funds for an unexpected expense or a longer-term solution for your home, stop by Town & Country or give us a call. We’ll listen, answer your questions and help you explore your options.
Because when energy costs heat up, we’re here to help take some of the pressure off.
