When building your savings, it is important to choose an account that offers a competitive interest rate to best grow your money, but also one that will allow you to access your funds should you need to.
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An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway.
We offer two different ways to cover your overdrafts:
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions unless you authorize us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authroize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, you may complete the form below.